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PRIVACY NOTICE
The purpose of this notice is to provide you with information under the Health Information Portability and Accountability Act of 1996 (HIPAA). This document details the way in which we collect, protect and disseminate information we collect from you.
To supply you with the benefits you wish to purchase, the insurance companies from which you will ultimately purchase these benefits may require personal and confidential information about your health condition, lifestyle, personal habits, occupation, vocational and recreational activities. As authorized sales agents for these companies, it is our responsibility to collect this information for each insurance company on the application forms we are supplied by the companies. To streamline and make uniform our information gathering process, we require you to enter your information in our on-line Purchase Order form. We then transfer the information collected to the appropriate insurance company's application.
Definition: The term "information" as used in this notice, includes any oral or written data THAT WE COLLECT FROM YOU about your physical and mental condition, your finances, your net worth, your assets, your liabilities, your medical history, your living habits, your vocational and recreational activities, and any data having a direct impact on the insurance company's decision to sell you the benefit you wish to purchase.
It is our practice to protect the confidentiality of this information, to maintain or disclose only the minimum information necessary to do our job effectively, and to disclose your information only to the appropriate insurance companies having a direct need to know. Once your information is transferred to the appropriate insurance company's application forms, it is expunged from our electronic (data) files, and any paper copies created such as working papers or intermediate e-mails are shredded and destroyed. We have no further vested interest in your information, and we do not retain a copy for our records. Our procedures for the destruction of obsolete records are designed for your protection, and are intended to prevent any accidental or unauthorized disclosure of your confidential information.
Note: As required by law, we may use and disclose your personal and health information when required by a court order to do so. We may also disclose your information to a law enforcement official if in our opinion there is evidence of improprieties or criminal activities, or for the purpose of identifying or locating a fugitive, or material witness, or a missing person, or for any other law enforcement purpose.
We do not receive Protected Health Information (PHI) or any other form of information about you from the insurance companies whose products we market and sell. The decision to sell you or not sell you a benefit is the responsibility of the insurance companies only. Other than described in this notice, we have absolutely no further need for your confidential information, and WE PROMISE NOT TO USE IT FOR ANY OTHER PURPOSE. |
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© Copyright 2025 Working American Benefits, Inc. All Rights Reserved.
Photographs by Hemera, Inc.
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